Private banking in the BVG

The 1e solution without redistribution for salary components from CHF 136'080.-

Basic pension provision has its difficulties and pitfalls, but from a salary of
CHF 136'080.– the world looks different: A 1e solution can offer private banking at the highest level on an individual security basis, and it is also possible to take out your own mortgages for investment properties and holiday homes. Here, pension provision is fun and makes sense!

High flexibility

Investment strategy can be selected down to individual security basis. Mortgages are also granted on investment properties.

Tax advantage

Pension assets are not subject to tax. High tax deductions are possible through purchases.

Investment success

100% of the investment success will be credited to your personal pension portfolio.

Your investment strategy is particularly important to us

The following banks belong to our select partner network

  • Advantages of a 1e solution

      No redistribution No obligation to restructureIndividual investment strategy Strengthen pension provision and benefit from tax optimization at the same timeTailor-made risk benefits for targeted protection of the familyIncrease in attractiveness as an employer (especially important in times of a shortage of skilled workers)Accounting according to IAS 19 no longer applicable

  • What you need to consider

      Alignment of supplementary pension provision with basic pension provisionPension law and increasingly tax law framework conditions must be observed and complied withWe support you in both points with a competent team of BVG specialists and tax experts

  • Individual advice

      Proactive and comprehensive advice is essential to ensure that your company and you as a private individual are on top of the pension and tax planning.

Obrist Helps Insurance Solutions

An article on the topic of 1e solution has been published in «Focus Treuhand»

Pension provision in the 2nd pillar is facing challenges and a revision is pending. But the world already looks different today for those earning an annual salary of CHF 136'080 or more: A BVG-1e solution can offer "private banking" at the highest level, including the choice of individual securities, and protect pension funds from the undesirable redistribution mechanism. And the best thing about it: you decide what happens to your pension funds.

Obrist Helps Case Study

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