Private Banking in the Swiss BVG scheme

1e solution in the non-mandatory sector without redistribution for salary components starting from CHF 132'300.-

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Basic pension provision has its quirks and quibbles, but once you earn a salary of
CHF 132'300.-, the world starts to look a little different. A 1e solution (1e refers to Article 1e as the non-mandatory sector of the Swiss Ordinance on Occupational Old-Age, Survivors’ and Disability Benefit Plans) can offers high-level private banking services on a single security basis. Individual mortgages for investment properties and holiday homes are also possible. This not only makes sense, it also makes pensions fun!

High flexibility

You can choose your investment strategy by customising securities. Mortgages are also granted on investment properties.

Tax relief

Not taxable pension assets. Purchases can result in high tax deductions

Investment performance

Your investment's performance will be fully credited to your personal retirement savings account.

Your investment strategy is particularly important to us

Our carefully selected network of partners includes the following banks:

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The advantages of a 1e solution

• No redistribution
• No obligation to restructure
• Personalised investment strategy
• Strengthen pension provision and benefit from tax optimisation at the same time
• Tailored risk benefits to secure your family's future
• Increases your company’s attractiveness as an employer (key in times of skilled worker shortages)
• Accounting according to IAS 19 is not required
What you need to think about

• How to coordinate the supplementary provision with the basic provision
• Conditions imposed by pension law and, increasingly, tax law must be observed and complied with
• Our skilled team of occupational pension specialists and tax experts can support you in both these areas
Personalised advice

• Proactive, comprehensive advice is the key to ensuring that you and your company are on the right track in terms of pension and tax law