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Cyber Insurance
Cyber insurance is still not given enough attention, because the risk of becoming a victim of criminal cyber attacks from the Internet continues to increase. The dangers include hacker attacks, cyber extortion or when third parties can gain access to sensitive data (e.g. if employees unintentionally install dangerous, unwanted software). Cyber insurance usually covers costs from damage analysis to system restoration to the assumption of liability claims. Depending on the requirements / risk of the company, cyber insurance can be designed in a simple or very complex way.
Cyber insurance components
The following cover can be part of cyber insurance:
- Damage analysis
- Immediate assistance in the event of a cyber incident
- Data reconstruction
- system recovery
- Defense against blackmail
- Cyber attack theft coverage
- Assumption of costs in the event of business interruption
- Assumption of costs for crisis management
- Reputation management
- Liability claims from financial loss and immaterial damage
